In addition to taking actions, qualities, and intentions into account, another point to be considered is that we human beings certainly have self-love (hubb al-dhāt). Self-love exists to such an extent that it has caused some people to believe that human beings have psychological egoism. Human beings are created in such a way that we are naturally concerned with our own interests. Therefore, some people say that there is no point in asking people to behave differently since it is due to our creation that we think about ourselves and do what serves our own interests. They believe that the reason we make efforts throughout our lives and
struggle to survive is that we love ourselves and we want to remain alive and active. As a result, they say that morality cannot ask a person to become something which is contrary to what they are naturally. Those who believe in egoism sometimes use psychological egoism as a back-up or even as an argument for their point of view.

Of course, there are also people who do not accept this. They say that if this is the case then there is no point in having morality. If we are already automatically and naturally only concerned with our own interests, then there would be no need for a morality which tells us to safeguard our own interests because we would already be doing that in the first place. However, the egoist answers this question by saying that what is needed is to educate people so that instead of only being attentive to their short term interests, they also tend towards their long term interests. In addition, they can also learn to accommodate the interests of others without sacrificing their own interests.